Background

Our Plans

No matter where you are in life, we have a plan for you.

  • 4.5

Standard

Save on everything from eye exams to glasses, including lens enhancements like progressives, scratch resistance, and tinting.

  • 4.6

EasyOptions

All of our Standard benefits, plus choose one of these 3 money-saving upgrades.

  • 4.6

Enhanced

Bigger savings for members with multiple lens enhancements and progressives.

  • 4.4

EyewearOnly

Our perfect plan to save money on frames, and lenses without exams.

  • 4.6

EyeHealth Focus

Bigger savings for AARP members with multiple lens enhancements and progressives.

  • 4.4

EyewearOnly 150

Our perfect plan to save money on frames, and lenses without exams.

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Standard Plan

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Once you see how much this plan offers, you’ll think it’s anything but standard. That’s because it helps you save on everything from eye exams to glasses, including lens enhancements like progressives, scratch resistance, and light-to-dark tinting. Even generous allowances on frames or contacts. It's our best plan for those looking for coverage for single-vision lens glasses.

  • Low eye exam copays
  • Generous allowances for frames or contacts
  • Discounts on lens enhancements
  • Convenience to use your plan at the eye doctor’s office, online, or at retail locations
empty plan the standard plan

Standard Plan Member Reviews

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5 stars
Sep 4, 2024
Steve L.
Age: 69

I'm enrolled in VSP because I'm retired. The last pair of glasses I got I paid only fifty dollars on them. I was extremely satisfied with my policy. My wife paid the same also. The only reason we had to pay any additional was we had protection added to our lenses.

5 stars
Sep 4, 2024
Steve L.
Age: 69
review quote
5 stars
Sep 4, 2024
Jeanette

I am so thankful to have this vision insurance. I've had great experiences with this plan and how it has helped my family and myself have the best vision possible. I have a family history of eye issues. My mom lost her vision, due to a bleed in her optic nerve in her late 80's, and I want to be sure I get mine taken care of so I can be monitored for anything similar.

5 stars
Sep 4, 2024
Jeanette
review quote
5 stars
Sep 4, 2024
Kathy C.
Age: 67

I'm so glad I have my VSP plan. I'm able to get my annual eye exam, nice frames and prescription lenses at an affordable price.

5 stars
Sep 4, 2024
Kathy C.
Age: 67

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EasyOptions Plan

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If you want a plan that covers the basics, plus a whole lot more, EasyOptions is for you. Get the essentials, plus choose the covered upgrade that saves you the most at the doctor's office. Ideal for those who need progressive lenses or the flexibility to choose which upgrade is best.

All of our Standard benefits +

Choose one of three covered upgrades:

  • Progressives (no-line multifocal) No copay
  • Light-to-dark tinting No copay
  • Higher frame or contacts allowance, an additional $80 Total of $230
empty easy options plan

EasyOptions Plan Member Reviews

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Enhanced Plan

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Enhanced Plan is our premium plan with premium benefits. Great for those who prefer low or no copays on multiple lens enhancements such as progressives, anti-glare, and impact and scratch resistant. With a higher monthly premium compared to our other plans, members can expect to pay less out-of-pocket at the eye doctor. With little to no copays, you'll see the savings add up.

All of our Standard benefits +

Lower copays on lens enhancements
Scratch resistant
$0
Impact resistant
$0
Anti-glare
$15
Progressive
(no-line multifocal)
$55
empty plan enhanced plan

Enhanced Plan Member Reviews

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EyeHealth Focus Plan

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Focus on your eye health and more with the plan most popular with AARP members. This plan simplifies your care with $0 out-of-pocket for eye exams and a lower copay on retinal imaging. Additionally, low copays on progressive lenses and anti-glare coatings with a $200 frame allowance on any of our featured frame brands.

All of our Standard benefits +

  • $0 eye exam copay
  • Pay no more than $20 for retinal imaging*
  • Pay no more than $55 for progressives
  • Pay no more than $40 for anti-glare coating
  • Extra $50 (total $200) frame allowance on featured frames at any VSP network location

*Digital retinal imaging uses high-resolution imaging systems to take pictures of the inside of your eye. This helps VSP network doctors assess the health of your retina and helps them to detect and manage eye and health conditions such as diabetes, glaucoma, hypertension, and macular degeneration. Finding retinal disorders as early as possible is critical to potentially preventing serious disease progression and even vision loss.

empty plan eyehealth focus plan

*Digital retinal imaging uses high-resolution imaging systems to take pictures of the inside of your eye. This helps VSP network doctors assess the health of your retina and helps them to detect and manage eye and health conditions such as diabetes, glaucoma, hypertension, and macular degeneration. Finding retinal disorders as early as possible is critical to potentially preventing serious disease progression and even vision loss.

Member Reviews

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EyewearOnly Plan

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For those who already have a current vision prescription and just need basic glasses, our EyewearOnly plan is an ideal way to save money on frames and lenses without paying a fee for an eye exam you don't need. Additionally, you'll save on our most popular lens enhancements, everything from progressives to light-to-dark tinting.

  • Generous allowances for frames or contacts
  • Discounts on lens enhancements
  • Convenience to use your plan at the doctor's office, online, or at retail locations
empty plan eyewearonly 120 plan

EyewearOnly Plan Member Reviews

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EyewearOnly 150 Plan

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For those who already have a current vision prescription and just need basic glasses, our EyewearOnly plan is an ideal way to save money on frames and lenses without paying a fee for an eye exam you don’t need. Additionally, you'll save on our most popular lens enhancements, everything from progressives to light-to-dark tinting with a frame allowance of $200 on any of our featured frame brands.

  • Generous allowances for frames or contacts
  • $10 materials copay
  • Discounts on lens enhancements
  • Convenience to use your plan at the doctor's office, online, or at retail locations
empty plan eyewearonly 150 plan

Member Reviews

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John

John - Vision Consultant, 5 yrs

Let’s talk. We’re here to help.

Vision insurance is not something we think about every day, so we understand you may have some questions.

Speak with a vision consultant today.

Call: 800.785.0699

VSP Individual vision plans

Healthy vision association discounts

Some plans can only be accessed through membership in the Healthy Vision Association (HVA), which helps its members see well and stay healthy.

For $1.50/mo, your membership will give you access to exclusive discount programs* on everyday goods and services including:

Plus, your membership supports vision-related charities too.

Click to download full details

*All rebates and special offers are subject to change

Customer Reviews

Get some insights from our members to help you

review quote
5 stars
Aug 29, 2024
Catherine K.
Age: 36

My daughter recently needed glasses and the benefits I have through VSP made it possible for us to purchase not one, but two pairs of glasses for her before school started. Thank you!

5 stars
Aug 29, 2024
Catherine K.
Age: 36
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5 stars
Aug 28, 2024
Linda M.
Age: 75

I'm retired and I had the plan when I was an employee at the hospital so I continued the plan afterwards. It works out great for me.

5 stars
Aug 28, 2024
Linda M.
Age: 75
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5 stars
Aug 27, 2024
Donna S.
Age: 65

I have been with VSP for a great amount of years. I had it thru my employer and company folded, but I still keep it and pay for each month. I have not had any problems with getting an eye exam and also paying for glasses. It is great with the amount they give you to spend.

5 stars
Aug 27, 2024
Donna S.
Age: 65
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5 stars
Aug 26, 2024
Charlene G.
Age: 69

I wear progressives and VSP saves me money on the lens, the special coatings and frames. I also save on the annual exam. The doctor's office knows VSP and explains my benefits so I get the best deals on glasses. I pay about a third of what I would have to pay out of pocket.

5 stars
Aug 26, 2024
Charlene G.
Age: 69
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5 stars
Aug 26, 2024
Carol M.
Age: 76

I have found everything about VSP is great. I've been with them for years.

5 stars
Aug 26, 2024
Carol M.
Age: 76
review quote
5 stars
Aug 26, 2024
Yvonne S.
Age: 71

I had VSP through my employer so when I retired I chose to buy my private policy because of the value.

5 stars
Aug 26, 2024
Yvonne S.
Age: 71
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5 stars
Aug 26, 2024
Eileen K.
Age: 64

I started purchasing my own VSP vision coverage because #1 was cheaper than thru my employer; #2 I could go after January 1st every year (did not have to wait one full year between eye exams); #3 could get new frames every year (instead of every other year). Also save a lot on out of pocket expense on new glasses, even though I have the cheaper plan. Worth every penny !!!! Highly recommend!

5 stars
Aug 26, 2024
Eileen K.
Age: 64
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5 stars
Aug 26, 2024
Bridgette L.
Age: 62

I really appreciate the help with my eye care and the ease of getting my prescription for my glasses. Thanks for your care and coverage.

5 stars
Aug 26, 2024
Bridgette L.
Age: 62
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5 stars
Aug 26, 2024
Sonja L.
Age: 65

I retired and had no eye care. When I started my Social Security, I knew I had to find some insurance since I wear glasses. I researched some carriers and decided I'd go with something I knew. I had VSP while working and was happy to find I could get individual coverage. They have saved me a few hundred dollars already this year. I would tell anyone looking for eye care coverage-check out VSP. They have various levels of coverage to choose from and it is well worth the premium.

5 stars
Aug 26, 2024
Sonja L.
Age: 65
review quote
5 stars
Aug 26, 2024
Donald B.
Age: 67

My VSP plan allows me to continue with my doctor and there glasses. Without VSP, the costs would cause most to move away to a more discount eye care and lose the premium eye care they could receive.

5 stars
Aug 26, 2024
Donald B.
Age: 67
review quote
5 stars
Aug 26, 2024
Michele P.

Have had this plan for years. Always saves me money, but best of all a very established and beyond excellent doctor takes VSP!

5 stars
Aug 26, 2024
Michele P.
review quote
5 stars
Aug 26, 2024
Martha H.
Age: 69

This is a great plan. Saves me a lot of money cause I live on a fixed income. Couldn't ask for anything better.

5 stars
Aug 26, 2024
Martha H.
Age: 69
review quote
5 stars
Aug 26, 2024
Elizabeth B.

Took VSP insurance because my employer had offered VSP. So once I retired it was natural for me to enroll in VSP insurance. So many eye care centers accept VSP insurance in my area that it makes it easy to use. Highly recommend VSP eye insurance to anyone.

5 stars
Aug 26, 2024
Elizabeth B.

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